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Banksalad, from finance to health assetsManage everything from comparing 1,400+ financial products in Korea to non-face-to-face health checkups in one place.● Credit Card | Compare all card companies and get cashback with maximum benefits· Compare the latest cashback events from all card companies and get them issued right away.We recommend the card with the maximum benefits based on your spending pattern.● Loan interest rate comparison | Discount on all loan interest rates· Compare the lowest interest rates for 125 loans and get interest rate coupons· Switch to a lower interest rate in 1 minute. Interest rate coupons are also applied to refinancing loans.· Compare loans that can be deposited today at the lowest interest rate.It makes loan management easier because it tells you the repayment schedule and payment amount.● Home mortgage interest rate comparison | Discount on home mortgage loans at the lowest interest rate· Compare for any purpose, from buying a house, business, or moving out of a lease, at the lowest interest rate. · You can compare 1st financial sector housing loan products.The latest interest rates and regulations are reflected.● Direct car insurance comparison | Same coverage at a lower price· Compare multiple car insurances at once and check the cheaper insurance.· Banksalad offers 2% cashback on insurance premiums.· Get up to 30,000 won back and sign up for cheap car insurance.● Asset management | All assets at a glance· Manage all assets at a glance from accounts, cash, cards, and loans at home.· You can easily see how much your net assets are increasing.· Diagnose loans and savings so that your assets increase more.You can easily connect assets without a PC.● Household account book | Accurate down to 1 won with automatic household account book· Automatically enter and classify income, expenditure, and transfer details.Manage even Kakao Pay and Toss Pay Money details. · You can use a customized household account book by setting a budget, editing details, and setting categories.● Free health checkup | Over 230,000 test takers· Free genetic test every day at 10 AM - 63 types including nutrition, athletic ability, and hair loss· You can experience your innate genes and dangerous diseases for free on a first-come, first-served basis.· Get tested comfortably at home without having to go to the hospital.· Now you can purchase and gift test vouchers without waiting.■ Frequently Asked Questions● How are genetic test results managed?Genetic test analysis data is provided by Lab Genomics, which has established a strict security and information protection system, and the information is not provided to any third party except Banksalad. Banksalad also uses it only for the purpose of providing health management services in accordance with the terms and conditions and never provides it to any third party. Banksalad has undergone strict security screening and is a company that has received credit information management business from the Financial Supervisory Service and electronic signature certification from KISA. Please be assured that we manage customer data with a security system equivalent to that of financial institutions.● Can I trust Banksalad's security when I have to disclose sensitive asset information?Banksalad considers security to be the most important. Customer information (public certificates and passwords, financial institution accounts, etc.) is encrypted and stored on the customer's mobile device, not on the Banksalad server.The information entered when signing up for and using the service is encrypted using a proven algorithm. Customer information is encrypted and protected throughout the entire communication section between the customer's mobile device and the Banksalad server.● How is personal information protected?Banksalad complies with relevant laws and personal information protection regulations of the Republic of Korea that information and communication service providers must follow.All personal information is used only for the purpose of collection and use and the period of use, and is destroyed without delay if the customer requests withdrawal or withdraws consent. Personal information required to connect financial assets to the app is not stored on the internal server. It is used only for information inquiry purposes.■ Service InquiryIf you have any questions, please contact us through the path below.1. App bottom [All] > Customer Center on the top right or App bottom [Home] > Customer Center on the top right [☰] > Customer Center2. Email inquiry to [email protected] can also check the FAQ by searching 'Banksalad Customer Center' on Naver.[Loan Product Guide]· Loan limit: 1 million won ~ up to 2 billion won· Loan period: Minimum 12 months, maximum 480 months· Integrated interest rate range: Minimum 2.56% ~ Maximum 19.9% per year· Example of loan repayment amount: When borrowing 1 million won at an annual interest rate of 6.5% and repaying the principal and interest equally for 12 months, the total loan cost is 1,035,557 won (monthly payment of 86,296 won)· It may vary depending on the individual loan product and repayment method.[Service Access Rights Guide]● Optional access rights· Phone: May be requested to authenticate the user's mobile phone in order to prevent unauthorized use such as voice phishing.· Notification: May be requested to receive important notices, event, and promotional information.· You can use the service even if you do not agree to the optional access rights. · If you do not agree to optional access rights, you may have difficulty using some of the service's functions normally.
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